Scott Bates 
Let’s review the most common items that an underwriter might want to verify (at the last minute) during the process of closing on your new mortgage. As of this writing, I’ve signed for a new mortgage loan (or home equity line of credit) at least 25 different times in the last 20 years. Each time … Read more
Estate and garage sales are a great way to save money buying everyday household items for yourself or if you’re looking for hidden treasures, collectibles, and valuables to resell to others for a profit. Over the last 7 years, I’ve gone to over 100 estate and garage sales to seek out cool items. Below, I’ll … Read more
If you’re an eBay seller who sells any kind of electronic items you need to proceed to caution. There’s a high risk of scams and fraud associated with selling iPhones, Smartphones, and other miscellaneous electronic gadgets. We all know that eBay has a pretty generous buyer satisfaction and return policy. It’s so generous in fact, … Read more
Finding a roommate is a good idea for all kinds of reasons. Maybe you just bought a home and you want to rent a room out to help pay the mortgage down. Or maybe you’re renting an apartment with college friends or co-workers to share expenses and save money. People seek out new roommates for … Read more
Having a work-from-home business in 2021 is a very attractive option for many people wanting to make a living without the hustle and bustle of going to an office job every day. For you to get started on working and succeeding in your dream of launching a work-from-home small business, you need to pick the … Read more
Selling on eBay to work from home or build-up a steady side hustle for a second income is not an easy task. But, with the right knowledge and determination, it’s entirely possible. For me, eBay has always been a side hustle because I enjoy collecting vintage items like video games, movies, and music. I personally … Read more
Timing any local real estate market is pure speculation most of the time. But there are some trends you can look for to help decide when it’s the best time to buy or sell a home (or rental property). With experience and some basic trends, you can get better at timing the market and using … Read more
Watching movies about wall street and finance are an excellent way to learn about the history of how money, investments, and various scandals have impacted the different economies around the world. Primarily, in the United States of America. The first finance movie I ever watched was in my 12th-grade Economics class; it was the original … Read more
Late payments can be reported on your credit report for accounts such as Credit Cards, Personal & Auto Loans, Mortgages, and Student Loans. Normally, you find out about late payments because you were turned down on a loan application or you get a nasty letter from a lender or collections agency. Sometimes, the collections agency … Read more
Knowing how to list your home on Craigslist is a huge advantage for saving money. I’ve sold every property I’ve ever owned on Craigslist and ended up saving thousands of dollars in realtor commission fees by using a discounted realtor to write-up the contract for me. The best part about it is, I actually enjoy … Read more