Scott Bates 
If you’re like me, you like to be organized, and when I used to try and collect money from my old roommates, it was a real mess if I was not tracking it. If you only have one roommate, it will be easy, and you may not even need to … Read more
Balancing a checkbook is an essential basic life skill that everyone needs to know about to master their financials. This is especially true if you want any chance of successfully budgeting, investing, and saving more money for your future. Have dreams of owning your own business one day? Every successful … Read more
A Roommate Agreement is necessary once you find a new roommate to live with you. The below roommate agreement template will work well for college students and anybody who plans on sharing an apartment or house with roommates who are boyfriends, girlfriends, co-workers, or college friends. It’s universal with the … Read more
Getting paid under the table is typically a side gig or job you do that pays you in cash. It can be pretty beneficial for a number of personal reasons, and it’s much more common than you think. In fact, according to an NPR article I found, the amount of money … Read more
Let’s review the most common items that an underwriter might want to verify (at the last minute) during the process of closing on your new mortgage. As of this writing, I’ve signed for a new mortgage loan (or home equity line of credit) at least 25 different times in the … Read more
Estate and garage sales are a great way to save money buying everyday household items for yourself or if you’re looking for hidden treasures, collectibles, and valuables to resell to others for a profit. Over the last 7 years, I’ve gone to over 100 estate and garage sales to seek … Read more
If you’re an eBay seller who sells any kind of electronic items you need to proceed with caution. There’s a high risk of scams and fraud associated with selling iPhones, Smartphones, and other miscellaneous electronic gadgets. We all know that eBay has a pretty generous buyer satisfaction and return policy. … Read more
Finding a roommate is a good idea for all kinds of reasons. Maybe you just bought a home and you want to rent a room out to help pay the mortgage down. Or maybe you’re renting an apartment with college friends or co-workers to share expenses and save money. People … Read more
Selling on eBay to work from home or build-up a steady side hustle for a second income is not an easy task. But, with the right knowledge and determination, it’s entirely possible. For me, eBay has always been a side hustle because I enjoy collecting vintage items like video games, … Read more
Timing any local real estate market is pure speculation most of the time. But there are some trends you can look for to help decide when it’s the best time to buy or sell a home (or rental property). With experience and some basic trends, you can get better at … Read more