When I first turned 18, applying for new credit was tough. My credit score was barely a 600 and no one (and I MEAN NO ONE) would give me an approval for my first credit card. I even tried getting a new car loan to buy a cheap Honda Civic DX; I was not approved. In the rejection letter, it said I needed to have a credit score of at least a 600 to qualify. The problem was … [Read more...] about How I Got A 700 Credit Score By Age 21
Should you use a debit card or credit card on most of your transactions? It's a question that you've needed to answer ever since cards replaced cash as the most common way to transact in the retail sphere. When debit cards first came out it was confusing for cashiers and consumers, and many people thought they were the same thing! The similarities of debit and credit cards … [Read more...] about Credit Vs. Debit Card: What Advantages Make Credit Cards Better?
No one looks forward to receiving bills, but it's even more difficult if your bank account doesn't have enough money to pay them all. Do you ever find yourself making a partial payment, being a couple of weeks late, or skipping a month on a large bill? Are you just paying the interest on your credit cards? The key to paying down debts quickly is to develop the right plan. … [Read more...] about Creative Ways to Pay Off Debt Loans Quickly
Every college student is hoping to complete their education without amassing burdensome financial debt along the way, welcome to the world of grants as a major source of financial aid. (In the process of writing this, I researched a ton of options and have linked them throughout this article.) Grants can help anybody who wants to go to college, it does not matter if you're a … [Read more...] about Available College Grants And Scholarships (Get Free Money For School)
In 2019 and beyond it’s been a popular trend for big families to combine there funds and work out an affordable deal for a fun family vacation. The cost and type of vacation must accommodate many types of age ranges, it should be fun for the kids, but relaxing and entertaining for Grandma and Grandpa too. Your vacation plans should drive conversation between family members, … [Read more...] about Cheap Ideas For Planning A Big Family Vacation (multi-family too)
In today's ever-expanding gig economy, making money with the so-called "side hustle" holds a lot of intrigue for those wishing to ditch their day job, or add a layer of financial resilience in case of job loss. Many people who've started a side hustle had it turn into a full-time business that provided them with more income than their old job. It's a pretty attractive … [Read more...] about Make Money By Picking The Right Side Hustle In 2019 (Even If You’re An Introvert)
The pace of life nowadays is so hectic that many people don't have the time to find Mr. or Ms. Right. Online dating is definitely not working out for everybody either, as this article by Psychology Today shows. A personal match maker pairs up people with compatible personalities in the hopes that they will be a good match and develop a loving relationship. Helping others … [Read more...] about How To Start A Side Hustle As A Matchmaker
It's a little-known secret Campground owners have really low to non-existent labor costs for the people who work at the office and grounds. They barter/trade the RV spaces, Campgrounds, and Utilities, and even a salary in many cases, for work in park management, cooking, gift shops, landscaping, and more. Talk about an incredible side hustle too, working in the great … [Read more...] about Work At A Campground; Make Money And Stay For Free!
Traveling can cost so much money, most people give up before they start planning. If you want to save as much as humanly possible, here are a few ways you can save money on your next trip -- wherever it may be. Learn To Share The sharing economy is huge now, with services like Uber and AirBnB making travel and lodging much cheaper than traditional alternatives. But, there … [Read more...] about Budget Traveling: Tips For Saving The Most Money On Your Next Trip
When you are in high school, you may not have much job experience. This makes it difficult for you to get an entry level job, and a high-paying one at that. Fortunately, there are a few ways to make the job hunt a little easier. Get Your Working Papers (Workers Permit) Employees under 18 must submit working papers to their employer before starting at their new job. You … [Read more...] about How To Get A Job While You Are Still In High School