Scott Bates 
Finding a roommate to save money, is it worth it? In most cases, the answer is an outstanding YES! For most people, they really don’t want a roommate. Especially as you get more established in your career and financially secure with your living situation. But if you live in an … Read more
Getting paid under the table is typically a side gig or job you do that pays you in cash. It can be pretty beneficial for a number of personal reasons, and it’s much more common than you think. In fact, according to an NPR article I found, the amount of money … Read more
Let’s review the most common items that an underwriter might want to verify (at the last minute) during the process of closing on your new mortgage. As of this writing, I’ve signed for a new mortgage loan (or home equity line of credit) at least 25 different times in the … Read more
If you’re an eBay seller who sells any kind of electronic items you need to proceed with caution. There’s a high risk of scams and fraud associated with selling iPhones, Smartphones, and other miscellaneous electronic gadgets. We all know that eBay has a pretty generous buyer satisfaction and return policy. … Read more
Selling on eBay to work from home or build-up a steady side hustle for a second income is not an easy task. But, with the right knowledge and determination, it’s entirely possible. For me, eBay has always been a side hustle because I enjoy collecting vintage items like video games, … Read more
If you’re like me, you like to be organized, and when I used to try and collect money from my old roommates, it was a real mess if I was not tracking it. If you only have one roommate, it will be easy, and you may not even need to … Read more
Timing any local real estate market is pure speculation most of the time. But there are some trends you can look for to help decide when it’s the best time to buy or sell a home (or rental property). With experience and some basic trends, you can get better at … Read more
Watching movies about wall street and finance are an excellent way to learn about the history of how money, investments, and various scandals have impacted the different economies around the world. Primarily, in the United States of America. The first finance movie I ever watched was in my 12th-grade Economics … Read more
Late payments can be reported on your credit report for accounts such as Credit Cards, Personal & Auto Loans, Mortgages, and Student Loans. Below, I want to share with you everything I’ve learned over the years regarding disputing and removing late payments from your credit report. Normally, you find out … Read more
Knowing how to list your home on Craigslist is a huge advantage for saving money. I’ve sold every property I’ve ever owned on Craigslist and ended up saving thousands of dollars in realtor commission fees by using a discounted realtor to write-up the contract for me. The best part about … Read more