Money and Bills Blog

Credit Cards & Fixed Loans Can Build Up Your Credit Score!

Opening a new Credit Card, Revolving Line of Credit or a Fixed Loan is one of the easiest ways you can rebuild or establish new credit for yourself. Doing so allows you to build up a history of payments on your credit report, which will help you to build up a high credit score.

In this article, we’re going to review some KEY differences between the options that are available to you.

Quick Tip: Also, it’s always a good idea to maintain at least 2 – 3 credit accounts, so that if you ever decide to close one out, your credit score won’t take a big hit because you’ll have some other credit accounts still reporting to the credit bureaus. This will help sustain your credit score!

Credit Cards

Below we’ll discuss three popular credit card options that most banks offer and let people apply for.

1) Prepaid Credit Cards (no advantage for rebuilding credit)

Prepaid credit cards work more like gift cards or debit cards. They have high fees and are usually offered by big companies like WalMart, GreenDot, and NetSpend. They don’t provide any advantages for rebuilding credit. The big reason for this is that … READ MORE

My 10 Step Plan For QUICKLY Launching A New Blog

There’s more to launching and setting up a new blog than just choosing a name or a theme. Starting your first blog can be frustrating and a drawn-out process, without the right plan.

Reviewing the below steps will save you tons of mental energy and frustration while getting your new blog launched. You won’t have to bang your head against the computer screen over and over again as I did with launching this blog.

Below, I provide you with a fast-track plan to launch your new blog. Enjoy!

MY 10 STEP PLAN EXPLAINED

1) You Need To Start Thinking Like A Blogger

You need to start thinking like a blogger. To be a successful blogger and writer, you have to realize it’s a mental game and will require lots of motivation, passion, and commitment.

When you feel burned out or stuck, online resources are a big help to get through it.

To help stay motivated, it helps to start socializing with other bloggers that share your same topics and interests via social media and other online communities such as Reddit. (we’ll cover more on this later!)

If you live in a big city, the local blogging community … READ MORE

My Top List Of Finance Movies From The Last 40 Years!

Watching movies about finance (and money) are an excellent way to learn about the history of how money, investments, and various scandals have impacted the different economies around the world. Primarily, in the United States of America.

The first finance movie I ever watched was in my 12th-grade Economics class; it was Wall Street by Oliver Stone.

At the time I thought; A movie about the stock market? How Boring!

Now almost 20 years later, I’ve really learned to appreciate what my teacher was trying to actually teach me at the time. Finance and Money matter when your adult!

Below, I’ve handpicked my favorite finance and business movies from over the last 40 years. I highly recommend these titles for anyone who wants to learn more about:

Cash Money & The Dollar
Investing in Stocks, Mutual Funds, or any kind of Business
How to avoid being scammed or swindled
How powerful positive thinking can attract more money
The history of past Recessions and Scandals

I’ll be adding more titles to this movie list over time.

Get some popcorn and enjoy!

My Top 13 Finance Movie Picks

1) Wall Street – This one of my favorite movies about trading in the … READ MORE

When To Hire A Professional Writer For Your Blog

When you’re starting a new blog it can be a challenge writing and creating content for it. Especially if you’re not already a writer or passionate about writing.

Below I’ll share a few thoughts to help you decide whether you should hire a professional writer, or do the writing yourself.

The Small Business Professional

The value of your blog will serve as a lead generation tool and an educational resource for your existing customer base. If you’re a natural at writing and you can do it effectively, I highly encourage you to do it yourself.

HOWEVER… At some point, you might discover that your time is better spent doing the day to day operations of your business.

Hiring A Professional Writer

Hiring the most qualified professional writer will be the only option if you have no interest or time to do the writing yourself.

In the long run, you’ll save the most money by hiring not the cheapest writer, but the one that knows your industry and subject matter the best.

If your blog or business is in a niche industry, you may need … READ MORE

The Top Common Blogging Questions Answered

Starting a blog can be a frustrating process when you have a lot of questions unanswered. If you’re starting your first blog, sometimes you don’t even know the questions need answering until your halfway into the process! You end up wasting a lot of time and energy trying to figure things out.

Below, I will share with you the most common questions people ask me about starting a blog. I’ll provide answers to each question as well.

Note: As we go through each question and answer below, it would help to make some notes for yourself. Think about how each question and answer will impact your plan for starting a blog.

Let’s Begin!

1) What Is A Blog And How Did Blogging Start?

BLOG is short for Web Log; it was initially used for publishing news, tutorials, magazine articles, pictures, and digital art. Today millions of blogs are used by small businesses, personal brands, and news sites to publish all sorts of digital content.

WordPress (which is a pure CMS or Content Management System) is the leading blogging platform that is used, powering about 25% of all the websites on the Internet.

That’s a lot of websites!

2) Is It