If you are looking for a new place to live, coming up with the amount you want to spend on rent can be complicated. However, rent will make up a major part of your expenses so you want to be careful not enter into a lease on a place you can not afford. So how exactly do you budget for rent? This article will give you some valuable tips that will help you know how much you can afford to set aside. How much of My Income Should I Devote to Rent? The first step to deciding how much you … [Read more...] about Monthly Rent: How To Properly Budget For It
Budgeting
How to Build a Personal Emergency Fund
In this topsy-turvy world, we never know what’s going to happen next. Changes come at the drop of a hat and they can greatly affect our finances. An emergency fund can help us keep our heads above water at difficult times. Building an emergency fund takes more than just stashing money away. It involves making the right investments to make your money work for you. Keeping that in mind, here are some tips for how you can build some savings that will help out on a rainy day. Why … [Read more...] about How to Build a Personal Emergency Fund
What Exactly Is Deflation? Everything You Need To Know
What is deflation? Is it the opposite of inflation? And if so, is it a good thing? Before we dive in more, let's define what inflation is according to Wikipedia: "Inflation is defined as an increase in prices and the fall of the purchasing value of money." The truth is, deflation isn’t exactly the opposite of inflation and it’s never a good thing. Read on to find out more about what deflation is really about. Deflation Definition Deflation is the reduction of the general level of … [Read more...] about What Exactly Is Deflation? Everything You Need To Know
Getting Married? Learn How to Budget for Your Wedding
That fairy tale dress, that buffet of bountiful food, that charming venue; these are all just some of the things that couples hope will be perfect on their wedding days. However, once they start doing some research, they will begin to realize that the expenses involved will cause their wallets to take a major hit. Those that budget a few thousand dollars for their weddings may see that number begin to double and even triple much faster than they would expect. If you are planning a … [Read more...] about Getting Married? Learn How to Budget for Your Wedding
How Parents Can Budget for Their Kid’s College Education
Kids can be quite expensive. It seems you were just looking forward to a time when you no longer had to pay for their diapers and now they need money for going out, the latest clothing and of course, college! Parents who will be paying for their kids’ college are looking at a major expense but planning early can help a lot. Here are some things you can do to budget for your child’s college expenses. Create a College Savings Plan Parents who start stashing away money for college … [Read more...] about How Parents Can Budget for Their Kid’s College Education
6 Steps To Plan A Perfect College Student Budget
(Below, is a guest post provided by Good Nelly. More about her at the end of the post.) Indeed, a budget is not something that you’ll be excited about! However, it’s an acquired practice. If you realize the advantage of it, you will devote time to plan one. Why you need a realistic budget for a college student When you plan a budget for the first time, you will have to be honest with yourself. Sometimes you don’t realize where you’re spending. A budget helps you to realize and curb … [Read more...] about 6 Steps To Plan A Perfect College Student Budget
How to Make Extra Money Around the Holidays
Who doesn’t need extra money around the holidays? Buying gifts, taking trips and entertaining all require money so it should come as no surprise that our wallets may feel a bit thin during this time a year. Fortunately, there are also several ways to make money during the holidays. Read on to find out about what you can do to counter your expenses. Apply as Holiday Help at Retail Stores The holiday rush means retail stores will be super busy and in need of extra help. … [Read more...] about How to Make Extra Money Around the Holidays
13 Easy Ways To Get Gift Cards For Free
Gift cards are great. You can use them to buy things you need or splurge on things you might not have been able to afford otherwise. The only problem with gift cards is you have to wait until someone gives them to you…or do you? The truth is, there are many ways you can get gift cards that don’t involve getting them as gifts. If you love gift cards, here are some ways you can cash in. Take Online Surveys There are many online survey sites that will compensate you for giving your … [Read more...] about 13 Easy Ways To Get Gift Cards For Free
How To Legally Get Free Internet At Home (And In Public!)
Ah, the internet. It’s such a wonderful resource. It allows us to shop for much needed items, connect with other people and find out valuable information all from the comfort of our own home. These days internet has become more than just a convenience, it’s a necessity. And wonderful as it is, it can also be quite expensive. Did you know there are ways to get free internet at home and in public…and it’s completely legal? Read on to find out how you can get free internet service wherever … [Read more...] about How To Legally Get Free Internet At Home (And In Public!)
Estate And Garage Sales: Save Money Buying Bargains [Flip Items For Profit]
Estate and garage sales are a great way to save money buying everyday household items for yourself or if you’re looking for hidden treasure and valuables to resell to others for a profit. Over the last 7 years, I’ve gone to over 100 estate sales and countless garage sales. Below, I’ll share with you what I’ve learned over the years. What Is An Estate Sale And How Does It Work? Estate sales happen when people move out of their homes and leave most of the contents behind. People do this for … [Read more...] about Estate And Garage Sales: Save Money Buying Bargains [Flip Items For Profit]