Why should you care about checking your credit report for errors? Or know about how to dispute credit report errors when you find them? Because having good credit makes it easy to rent an apartment, buy a new home, or get a new car loan. But when an error is made on your credit report and you don't know about it, it can be a big let down and stressful situation. I recently … [Read more...] about How To Check Your Credit Report/Score and Dispute Errors
Tradelines can be a great way to leverage other peoples good credit to build your own credit. Below we'll discuss the details of how this works and why for some it's one of the best ways to build credit fast. But, for many, you might find yourself involved in a legal mess or worse, a credit building scam! Before proceeding, read my disclaimer below. Disclaimer: … [Read more...] about What Are Credit Tradelines? My Thoughts About Them
We've all been there before; you get denied on a credit application because you don't have enough credit history. Or worse, you have too many bad marks on your credit report such as missed payments or written off accounts (which will eventually roll over to a collections agency.) A common problem I hear about the most happens when a collections agency picks up a charged off … [Read more...] about Why Does The Credit Repair Industry Exist?