At first blush, saving for retirement and handling your finances can seem like a complicated task. If you are less than confident in your abilities, directing your financial life and deciding how much you need to save for retirement can seem like an impossible goal. Answering the question of how much you need to save for retirement should not be taken lightly, you need a … [Read more...] about Three Simple Ways To Start Saving For Retirement
Living with a roommate has gotten really popular the last few years, and it's no wonder how to split up the bills has become such an important topic. According to the following article, the demand for sharing space with a roommate is skyrocketing. Skyrocketing Number of Millennial's Living With Housemates Eventually, even the best roommate can forget that they owe you or … [Read more...] about How To Split Up The Bills With Your Roommates; What If They Don’t Pay Up?
When I first turned 18, applying for new credit was tough. My credit score was barely a 600 and no one (and I MEAN NO ONE) would give me an approval for my first credit card. I even tried getting a new car loan to buy a cheap Honda Civic DX; I was not approved. In the rejection letter, it said I needed to have a credit score of at least a 600 to qualify. The problem was … [Read more...] about How I Got A 700 Credit Score By Age 21
Should you use a debit card or credit card on most of your transactions? It's a question that you've needed to answer ever since cards replaced cash as the most common way to transact in the retail sphere. When debit cards first came out it was confusing for cashiers and consumers, and many people thought they were the same thing! The similarities of debit and credit cards … [Read more...] about Credit Vs. Debit Card: What Advantages Make Credit Cards Better?
No one looks forward to receiving bills, but it's even more difficult if your bank account doesn't have enough money to pay them all. Do you ever find yourself making a partial payment, being a couple of weeks late, or skipping a month on a large bill? Are you just paying the interest on your credit cards? The key to paying down debts quickly is to develop the right plan. … [Read more...] about Creative Ways to Pay Off Debt Loans Quickly
When you are in high school, you may not have much job experience. This makes it difficult for you to get an entry level job, and a high-paying one at that. Fortunately, there are a few ways to make the job hunt a little easier. Get Your Working Papers (Workers Permit) Employees under 18 must submit working papers to their employer before starting at their new job. You … [Read more...] about How To Get A Job While You Are Still In High School
Although the winnings from a game show can change a lucky winner’s life instantly, their after-winning-life might not be as splendid and impressive as most of us think. I always had the dream of making an appearance on game shows such as The Price is Right, Wheel of Fortune, and Let’s Make a Deal. The truth is, game show winnings are always a two-sided coin and often a … [Read more...] about Are Game Show Winnings Taxable? YOU BETCHA
For smog checks, I have a perfect dream. In my dream, you should be able to take your car down to the shop one time, spend no more than an hour, pass the test, and then go on with your life. But with a very old car, it's a nightmare if you don't pass. It goes something like this: You don't pass the initial smog check.You pay for a diagnosis and expensive repair … [Read more...] about Avoid The Smog Check Scam; Don’t Be A Victim
Parents! I can’t emphasize enough about how important it is to teach your kids about money. Especially, by the age of 14 and they’re teenagers becoming young adults. These days it seems like there’s little to no financial education in the traditional school system. This is setting up young adults who are graduating high school for financial failure! One such failure is … [Read more...] about Parents, Help Your Kids Learn About Money; They’ll Thank You For It!
The Pros vs. Cons of Hiring A Certified Financial Advisor - Do You Actually Need a Financial Advisor? There's no doubt that you'll have more investment opportunities as you attain more wealth. Unfortunately, more wealth often comes with lots of complexities and of course a greater need to get a certified financial advisor. Generally, a financial advisor can help you plan out … [Read more...] about Pros vs. Cons Of Hiring A Certified Financial Advisor