For smog checks, I have a perfect dream. In my dream, you should be able to take your car down to the shop one time, spend no more than an hour, pass the test, and then go on with your life. But with a very old car, it's a nightmare if you don't pass. It goes something like this: You don't pass the initial smog check.You pay for a diagnosis and expensive repair … [Read more...] about Avoid The Smog Check Scam; Don’t Be A Victim
Parents! I can’t emphasize enough about how important it is to teach your kids about money. Especially, by the age of 14 and they’re teenagers becoming young adults. These days it seems like there’s little to no financial education in the traditional school system. This is setting up young adults who are graduating high school for financial failure! One such failure is … [Read more...] about Parents, Help Your Kids Learn About Money; They’ll Thank You For It!
The Pros vs. Cons of Hiring A Certified Financial Advisor - Do You Actually Need a Financial Advisor? There's no doubt that you'll have more investment opportunities as you attain more wealth. Unfortunately, more wealth often comes with lots of complexities and of course a greater need to get a certified financial advisor. Generally, a financial advisor can help you plan out … [Read more...] about Pros vs. Cons Of Hiring A Certified Financial Advisor
What’s the exact meaning of the term Must Be Nice? Everyone seems to have a different meaning of the term, which makes it the most condescending term out there according to Urban Dictionary. Did you know? How you understand the way people use this term around you has a direct impact on your finances, because you’ve got a 90% chance of hearing more at work than your family or … [Read more...] about When The Term “Must Be Nice” Is Used Against You
When hard economic times happen, debt settlement can seem like a very appealing option. Maybe you lost your job, your income was reduced or you had your income affected by a large medical expense. For these reasons, you may have fallen behind on your bills and the creditors are now on your back! You failed to pay your debts and now one of your creditors has lost hope … [Read more...] about Debt Settlement Can Be A Tax Nightmare!
We’ve all experienced the pain of having to track receipts or reconcile our bank accounts with our monthly bank statements, then send if all off to the CPA for our yearly tax filings. Because this pain exists we need to pick our accounting software wisely, and there is a saying over at Wave Apps, it reads: “Let’s not complicate this!”. The price is not complex either; it’s … [Read more...] about Wave Apps Cloud Based Accounting, an Honest Review!
Volunteering your time has a variety of benefits: you get to help others who are in need, you get to meet new people, and you may even open the door to new career opportunities. In addition, you’ll have the opportunity to meet like-minded people and can also put the experience on your LinkedIn profile to attract employers and recruiters. Did you know that 20% of managers … [Read more...] about How Volunteering Can Boost Your Earning Potential
Why do you need good credit? The answer to this is a simple one. You need good credit not just for fantastic financial opportunities in life, but for a high self-worth as well. I'm going to elaborate more on this below, and the benefits of why having good credit is so important! Why Do You Need Good Credit? Having a stellar payment history and a good credit score above … [Read more...] about Why You Need Good Credit And The Life Benefits Of It!
Having a paper route (delivering newspapers) as a teenager was a great way to make extra money! It's how I started learning the basics of business. The basics of buying something low and then selling it at a higher price for a profit. It's amazing how a job like delivering newspapers can boost your confidence as a young kid. I remember my first-day delivering papers and … [Read more...] about How Delivering NewsPapers Teaches You About Making Money
In this article, I tell you about the hidden costs of keeping a new automobile for more than 10 years. I kept my last vehicle for almost 18 years, and some people might think I got scammed maintaining and repairing a car with over 200k miles. Maybe I did, but in all honesty, I wanted to see how far I could push it and at one point I thought I was going to get my truck up to one … [Read more...] about Keeping An Old Car Drains Your Wallet – The Story Of My Toyota Tacoma Truck!