Sometimes, it can be difficult to obtain financing with a poor credit history. While owning your own business comes with its fair share of challenges, obtaining a business loan with bad personal credit can be a real challenging task. Most places and direct lenders will want you to be in business for more than a year and have excellent gross annual receipts. The same is true … [Read more...] about The Best Business Loan Options For Bad Credit
Let's review the most common items that an underwriter might want to verify (at the last minute) during the process of closing on your new mortgage. As of this writing, I've signed for a new mortgage loan (or home equity line of credit) at least 25 different times in the last 20 years. Each time was for either a real estate purchase or refinance and the underwriting process has … [Read more...] about 10 Things An Underwriter Might Ask You To Verify [before you sign]
Should you use a debit card or credit card on most of your transactions? It's a question that you've needed to answer ever since cards replaced cash as the most common way to transact in the retail sphere. When debit cards first came out it was confusing for cashiers and consumers, and many people thought they were the same thing! The similarities of debit and credit cards … [Read more...] about Credit Vs. Debit Card: What Advantages Make Credit Cards Better?