Skip to content
Money and Bills
  • Home
  • About Scott
  • Press & Media
  • Contact
  • Categories
    • Personal Finance
    • Making Money
    • Everyday Life
    • Blogging
  • Recommendations

Personal Finance

How I Used Craigslist and a Realtor To Sell My House For Only a 2% Commission Fee

March 14, 2023 by Scott Bates
sell home with craigslist

Knowing how to list your home on Craigslist is a huge advantage for saving money. I’ve sold every property I’ve ever owned on Craigslist and ended up saving thousands of dollars in realtor commission fees by using a discounted realtor to write up the contract for me, each and every … Read more

Categories Personal Finance Leave a comment

Qualities and Features That Make a Profitable Rental Property

March 6, 2023 by Scott Bates
profitable rental property features

Before you buy a house or multiplex to live in, it’s always a good idea to consider it’s features for making it a profitable rental property, if you decide to rent it out later on. Everyone wants their rental property to have all the right qualities to bring in the … Read more

Categories Personal Finance Leave a comment

Top First-Time Home Buyer Programs That I Recommend

March 3, 2023 by Scott Bates
first time home buyer programs

Are you a first-time home buyer? If yes, there’s a good chance you’re going to have to use a first-time home buyer loan program to finance the purchase of your first house, condo, or townhome. Unless you’ve set aside quite a bit of money to buy it for cash. Below, … Read more

Categories Personal Finance Leave a comment

Advantages of Using a Credit Card vs. a Debit Card

February 23, 2023January 11, 2023 by Scott Bates
credit vs debit card

Should you use a credit card or debit card on most of your transactions? It’s a question that you’ve needed to answer ever since cards replaced cash as the most common way to transact when making a purchase. In fact, I remember when debit cards first came out it was … Read more

Categories Personal Finance Leave a comment

How To Remove Late Payments From Your Credit Report

February 23, 2023January 6, 2023 by Scott Bates
credit-report-late-payment-removal

Late payments can be reported on your credit report for accounts such as Credit Cards, Personal & Auto Loans, Mortgages, and Student Loans. Below, I want to share with you everything I’ve learned over the years regarding disputing and removing late payments from your credit report. Normally, you find out … Read more

Categories Personal Finance Leave a comment

8 Options For Building and Improving Your Credit Score Fast

February 23, 2023December 31, 2022 by Scott Bates
build and improve credit score

What’s the best way to build credit and improve your credit score? A lot of people think that just using credit cards and paying them off every month is all that is required to build good credit. While having on-time payments is a great place to start for building good … Read more

Categories Personal Finance Leave a comment

How To Write a Goodwill Letter To Remove a Late Payment [template included]

February 23, 2023December 27, 2022 by Scott Bates
how to write a goodwill letter

In this article, we’re going to discuss what a “Goodwill Adjustment Letter” is and how it will help you to negotiate the removal of late payments from your credit report. A Goodwill letter is a written explanation to your creditor for negotiating the removal of a late payment on a … Read more

Categories Personal Finance Leave a comment

How To Check and Dispute Errors On Your Credit Report [in 4 Easy Steps]

February 23, 2023December 24, 2022 by Scott Bates
dispute errors credit report

Why should you care about checking your credit report for errors? Or know about how to dispute credit report errors when you find them? Because having good credit makes it easy to rent an apartment, buy a new home, or get a new car loan. But when an error is … Read more

Categories Personal Finance Leave a comment

How To Balance a Checking Account in 2021 [The Easy Way]

February 23, 2023September 17, 2021 by Scott Bates
balancing-a-checking-account

Balancing a checkbook is an essential basic life skill that everyone needs to know about to master their financials. This is especially true if you want any chance of successfully budgeting, investing, and saving more money for your future. Have dreams of owning your own business one day? Every successful … Read more

Categories Personal Finance Leave a comment

How To Find Jobs and Side Hustles That Pay Cash Under The Table

February 23, 2023June 25, 2021 by Scott Bates
working cash jobs under the table

Getting paid under the table is typically a side gig or job you do that pays you in cash. It can be pretty beneficial for a number of personal reasons, and it’s much more common than you think. In fact, according to an NPR article I found, the amount of money … Read more

Categories Personal Finance Leave a comment
Older posts
Page1 Page2 Next →

Follow Me on Social Media

  • Home
  • About Scott
  • Contact
  • Privacy Policy
  • Terms of use
© 2023 Money and Bills Blog