Knowing how to list your home on Craigslist is a huge advantage for saving money. I’ve sold every property I’ve ever owned on Craigslist and ended up saving thousands of dollars in realtor commission fees by using a discounted realtor to write up the contract for me, each and every … Read more
Before you buy a house or multiplex to live in, it’s always a good idea to consider it’s features for making it a profitable rental property, if you decide to rent it out later on. Everyone wants their rental property to have all the right qualities to bring in the … Read more
Are you a first-time home buyer? If yes, there’s a good chance you’re going to have to use a first-time home buyer loan program to finance the purchase of your first house, condo, or townhome. Unless you’ve set aside quite a bit of money to buy it for cash. Below, … Read more
Should you use a credit card or debit card on most of your transactions? It’s a question that you’ve needed to answer ever since cards replaced cash as the most common way to transact when making a purchase. In fact, I remember when debit cards first came out it was … Read more
Late payments can be reported on your credit report for accounts such as Credit Cards, Personal & Auto Loans, Mortgages, and Student Loans. Below, I want to share with you everything I’ve learned over the years regarding disputing and removing late payments from your credit report. Normally, you find out … Read more
What’s the best way to build credit and improve your credit score? A lot of people think that just using credit cards and paying them off every month is all that is required to build good credit. While having on-time payments is a great place to start for building good … Read more
In this article, we’re going to discuss what a “Goodwill Adjustment Letter” is and how it will help you to negotiate the removal of late payments from your credit report. A Goodwill letter is a written explanation to your creditor for negotiating the removal of a late payment on a … Read more
Why should you care about checking your credit report for errors? Or know about how to dispute credit report errors when you find them? Because having good credit makes it easy to rent an apartment, buy a new home, or get a new car loan. But when an error is … Read more
Balancing a checkbook is an essential basic life skill that everyone needs to know about to master their financials. This is especially true if you want any chance of successfully budgeting, investing, and saving more money for your future. Have dreams of owning your own business one day? Every successful … Read more
Getting paid under the table is typically a side gig or job you do that pays you in cash. It can be pretty beneficial for a number of personal reasons, and it’s much more common than you think. In fact, according to an NPR article I found, the amount of money … Read more