Let’s review the most common items that an underwriter might want to verify (at the last minute) during the process of closing on your new mortgage. As of this writing, I’ve signed for a new mortgage loan (or home equity line of credit) at least 25 different times in the … Read more
If you’re like me, you like to be organized, and when I used to try and collect money from my old roommates, it was a real mess if I was not tracking it. If you only have one roommate, it will be easy, and you may not even need to … Read more
Timing any local real estate market is pure speculation most of the time. But there are some trends you can look for to help decide when it’s the best time to buy or sell a home (or rental property). With experience and some basic trends, you can get better at … Read more
Watching movies about wall street and finance are an excellent way to learn about the history of how money, investments, and various scandals have impacted the different economies around the world. Primarily, in the United States of America. The first finance movie I ever watched was in my 12th-grade Economics … Read more
Knowing how to list your home on Craigslist is a huge advantage for saving money. I’ve sold every property I’ve ever owned on Craigslist and ended up saving thousands of dollars in realtor commission fees by using a discounted realtor to write-up the contract for me. The best part about … Read more
When I first turned 18, applying for new credit was tough. My credit score was barely a 600 and no one (and I MEAN NO ONE) would give me an approval for my first credit card. I even tried getting a new car loan to buy a cheap Honda Civic DX; … Read more
Parents! I can’t emphasize enough about how important it is to teach your kids about money. Especially, by the age of 14 and they’re teenagers becoming young adults. These days it seems like there’s little to no financial education in the traditional school system. This is setting up young adults … Read more
Below, I’m going to provide you with a road-map to show you some examples of everything I’ve ever researched and practiced in my own financial life to grow my net worth. By the time I was 23 years old, I had built up a six figure net worth for the … Read more