What's the best way to build credit and how do you improve your credit score? The secret to building (or rebuilding) and keeping a high credit score is done by forming good habits when it comes to managing your credit applications, loan types, payments and overall financial health. A lot of people think that just using credit cards (or loans) and paying them off every month … [Read more...] about Best Tips For Increasing Your Credit Score [give it a boost]
You’ve Been Warned: GlassDoor Terms Of Service (Explained In Layman Terms)
Recently, I published an article called “Removing Reviews From GlassDoor”. Some questions were asked via e-mail about why the Terms of Service for GlassDoor was over 6,000 words long! Below, I’ll provide a quick summary of the main takeaways for GlassDoor's TOS. The Terms of Service is the rule book for what makes a user's online review eligible or not eligible to be … [Read more...] about You’ve Been Warned: GlassDoor Terms Of Service (Explained In Layman Terms)
4 Real Estate Negotiation Tips Every Home Buyer Should Know About
In big cities where home prices are already high it helps to be a good negotiator if you want to buy real estate for the lowest price possible, especially if it's an investment property. Learning some negotiating basics and finding a realtor who knows how to negotiate on your behalf will make all of this possible. Quick tip: Becoming a negotiation master takes time and … [Read more...] about 4 Real Estate Negotiation Tips Every Home Buyer Should Know About
How To Remove Company Reviews From GlassDoor, Indeed, and Kununu
Attracting and retaining quality employees is key to the long-term growth of your business. The rise of the Internet and its 3.2 billion worldwide users has made finding industry all-stars easier than ever before. As a business owner a simple search on LinkedIn, a well-placed ad on or a tweet to your band of followers can result in a flood of qualified candidates eager to … [Read more...] about How To Remove Company Reviews From GlassDoor, Indeed, and Kununu
How To Split Up The Bills With Your Roommates; What If They Don’t Pay Up?
Living with a roommate has gotten really popular the last few years, and it's no wonder how to split up the bills has become such an important topic. According to the following article, the demand for sharing space with a roommate is skyrocketing. Skyrocketing Number of Millennial's Living With Housemates Eventually, even the best roommate can forget that they owe you or … [Read more...] about How To Split Up The Bills With Your Roommates; What If They Don’t Pay Up?
10 Things An Underwriter Might Ask You To Verify [before you sign]
Let's review the most common items that an underwriter might want to verify (at the last minute) during the process of closing on your new mortgage. As of this writing, I've signed for a new mortgage loan (or home equity line of credit) at least 25 different times in the last 20 years. Each time was for either a real estate purchase or refinance and the underwriting process has … [Read more...] about 10 Things An Underwriter Might Ask You To Verify [before you sign]
Save Thousands In Realtor Commission Fees: How To Sell Your Home Using Craigslist
Knowing how to list your home on Craigslist is a huge advantage for saving money. I've sold every property I've ever owned on Craigslist and ended up saving thousands of dollars in realtor commission fees by using a discounted realtor to write-up the contract for me. The best part about it is, I actually enjoy doing the marketing of the home to line up potential buyers, then … [Read more...] about Save Thousands In Realtor Commission Fees: How To Sell Your Home Using Craigslist
How To Remove eBay Negative Feedback
Can you remove negative feedback from your eBay profile? Is there a special negative feedback removal tool or secret? Many eBay re-sellers think there is, but the truth is, there is not! However, under the right circumstances and a bit of persistence, you can get most negative feedback removed. So far after selling on eBay for almost twenty years, I've maintained a 100% … [Read more...] about How To Remove eBay Negative Feedback
How I Got A 700 Credit Score By Age 21
When I first turned 18, applying for new credit was tough. My credit score was barely a 600 and no one (and I MEAN NO ONE) would give me an approval for my first credit card. I even tried getting a new car loan to buy a cheap Honda Civic DX; I was not approved. In the rejection letter, it said I needed to have a credit score of at least a 600 to qualify. The problem was … [Read more...] about How I Got A 700 Credit Score By Age 21
Credit Vs. Debit Card: What Advantages Make Credit Cards Better?
Should you use a debit card or credit card on most of your transactions? It's a question that you've needed to answer ever since cards replaced cash as the most common way to transact in the retail sphere. When debit cards first came out it was confusing for cashiers and consumers, and many people thought they were the same thing! The similarities of debit and credit cards … [Read more...] about Credit Vs. Debit Card: What Advantages Make Credit Cards Better?