Sometimes, it can be difficult to obtain financing with a poor credit history. While owning your own business comes with its fair share of challenges, obtaining a business loan with bad personal credit can be a real challenging task. Most places and direct lenders will want you to be in business for more than a year and have excellent gross annual receipts. The same is true … [Read more...] about The Best Business Loan Options For Bad Credit
The Top Financial Literacy Experts to Follow
Financial literacy is such an important skill to have. It helps us make smart purchasing decisions, keeps us on top of our finances and helps us avoid pitfalls that can have devastating consequences. There are several ways you can improve your financial literacy. One way is to follow financial experts. These are people who have established themselves in the business world … [Read more...] about The Top Financial Literacy Experts to Follow
5 Lessons I Learned By Living With A Roommate From Hell
What is a roommate from hell? It's the roommate who damages your stuff or sucks at cleaning. Let's discuss some lessons that will teach you exactly how to put that roommate in their place. It's time to get back on track with you living in a happy space between you and your roommates. Let's begin with a little roommate from hell story! In 2009, I had met a really nice … [Read more...] about 5 Lessons I Learned By Living With A Roommate From Hell
7 Critical Ideas For The Perfect Roommate Agreement
A well-written roommate agreement is necessary for having a living environment that is civil and nontoxic with your new roommate. Roommate agreements have no strict format but should be clearly written out with bullet points or numbers, and include ideas from everyone involved, especially if they are easily annoyed. Roommate and housemate agreements are like checklists in a … [Read more...] about 7 Critical Ideas For The Perfect Roommate Agreement
How To Remove Late Payments From Your Credit Report
Late payments can be reported on your credit report for accounts such as Credit Cards, Personal & Auto Loans, Mortgages, and Student Loans. Normally, you find out about late payments because you were turned down on a loan application or you get a nasty letter from a lender or collections agency. Sometimes, the collections agency will call you over and over again too. Did … [Read more...] about How To Remove Late Payments From Your Credit Report
Three Simple Ways To Start Saving For Retirement
At first blush, saving for retirement and handling your finances can seem like a complicated task. If you are less than confident in your abilities, directing your financial life and deciding how much you need to save for retirement can seem like an impossible goal. Answering the question of how much you need to save for retirement should not be taken lightly, you need a … [Read more...] about Three Simple Ways To Start Saving For Retirement
Best Tips For Increasing Your Credit Score [give it a boost]
What's the best way to build credit and how do you improve your credit score? The secret to building (or rebuilding) and keeping a high credit score is done by forming good habits when it comes to managing your credit applications, loan types, payments and overall financial health. A lot of people think that just using credit cards (or loans) and paying them off every month … [Read more...] about Best Tips For Increasing Your Credit Score [give it a boost]
You’ve Been Warned: GlassDoor Terms Of Service (Explained In Layman Terms)
Recently, I published an article called “Removing Reviews From GlassDoor”. Some questions were asked via e-mail about why the Terms of Service for GlassDoor was over 6,000 words long! Below, I’ll provide a quick summary of the main takeaways for GlassDoor's TOS. The Terms of Service is the rule book for what makes a user's online review eligible or not eligible to be … [Read more...] about You’ve Been Warned: GlassDoor Terms Of Service (Explained In Layman Terms)
4 Real Estate Negotiation Tips Every Home Buyer Should Know About
In big cities where home prices are already high it helps to be a good negotiator if you want to buy real estate for the lowest price possible, especially if it's an investment property. Learning some negotiating basics and finding a realtor who knows how to negotiate on your behalf will make all of this possible. Quick tip: Becoming a negotiation master takes time and … [Read more...] about 4 Real Estate Negotiation Tips Every Home Buyer Should Know About
How To Remove Company Reviews From GlassDoor, Indeed, and Kununu
Attracting and retaining quality employees is key to the long-term growth of your business. The rise of the Internet and its 3.2 billion worldwide users has made finding industry all-stars easier than ever before. As a business owner a simple search on LinkedIn, a well-placed ad on or a tweet to your band of followers can result in a flood of qualified candidates eager to … [Read more...] about How To Remove Company Reviews From GlassDoor, Indeed, and Kununu